Comprehensive Motor Insurance
	Unitrans has specifically tailored this insurance package to suit you. We have retained the services of M&H Insurance Consultants C.C. (who are highly experienced insurance administrators) to administrate this program.
	Policy Benefits
	Fully Comprehensive Insurance cover SASRIA cover is included New replacement vehicle within first 12 months of registration in the event of theft, hijack or write-off Unique Car Hire 20 Days following accident damage / 30 Days following total loss Factory fitted or VESA level 4 security system is required Fitment of an approved tracking device will ensure reduction in premium Factory fitted audio equipment automatically covered Third Party Liability Cover of R5 Million Personal accident cover / death & disability R 100 000 per person R 200 000 per claim Theft Excess waived in full with fitment of an approved Tracking Device Highest level of quality service at all times
	Basic Excess/First Amount Payable As Per Sum Insured
	Vehicles up to R 50 000, 5% of claim, subject to a minimum of R 750 R 50 000 to R 75 000, 5% of claim, subject to a minimum of R 1 000 R 75 001 to R 100 000, 5% of claim, subject to a minimum of R 1 250 R 100 001 to R 150 000, 5% of claim, subject to a minimum of R 1 500 Over R150 000, 5% of claim, subject to a minimum of R 2 000
	Additional Excess Amount Payable
	Persons under 25, add R 2 500 Licence less than 2 Years, add R 1 000 First amounts shall apply independently and are cumulative 2nd claim in a twelve month period, add R1500 3rd claim in twelve month period, add R3000
	General Excess/First Amount Payable
	Audio Equipment, 10% of claim, subject to a minimum of R 350 Windscreen, 20% of claim, subject to a minimum of R 350 Locks & Keys, 10 % of claim, subject to a minimum of R 350
	Please contact uinsure@um.co.za for further information on our Insurance products.